A question often asked is how can you possibly get a loan without being credit checked. The short answer is that without some sort of additional security being offered you can't! Any lender offering you an unsecured loan will conduct a credit check of some sort on you whatever you plan to do with the money.
There are however some lenders that will offer you a no credit check loan so long as you can meet certain criteria. for personal loans of up to $1000 with no credit check then a guarantor loan is an option. You simply need to provide the added security of a guarantor who gives the lender comfort that the loan will be repaid if you default. This can be especially useful if you have little credit history or indeed a rather tarnished one.
Whatever you see them advertised as - Poor credit loans, bad credit loans, no credit check loans amongst many other things. they all generally refer to a guarantor loan. Don't be misled though, there is no easy way to get a loan if you have had issues in the recent past or don't meet the criteria of the big banks. For the select few who can get a guarantor to help then getting a no credit check loan is a reality.